Too much debt, I’m freaked out
Hi everyone, I’m 22 years old and I’m currently under a lot of stress and anxiety due to my debt. I’ve always had problems overspending, my credit card bills are usually always high but this time I really messed up. I’m currently in $4900 of debt. I’ve had to pay all of my own bills since I was 18 and I had no knowledge on how to manage all of this. I’m so tired of living in this repetitive cycle, I’m always paying off debt. Even when I get a little money from tax returns or other stuff, I always end up using it to pay off my debt. I’m so anxious and scared, my credit card bill has never been this high before. I make approx $1200 biweekly and I also just started a part time job, I’m expecting to make around $300-$400 biweekly from it. I got this second job to help my savings, since I have none but once again, now I’m gonna be using it to pay off my debt. I am exhausted. Any advice would help, please don’t be mean I already know I’m a mess lol.
Edit: I have $30k in student debt but I don’t have to start paying that back till March lol but this needs to be taken care of before I tackle that. The student debt doesn’t worry me but it’s still sad that I have so much debt