I'm a former Ramsey employee. AMA
I worked there for several years, in multiple departments, and I'm willing to spill all.
Edit: Lots of questions in here, so I do want to say that while I think there is a whole lot wrong with RS, there are also some truly wonderful people who work there. Not everyone holds him on a pedestal. There are also people there, even high up, who despite all their flaws do believe they are helping people. Ramsey Solutions is an imperfect organization made up of imperfect people, from many different walks of life. Before passing judgement, please apply some nuance, but nuance does not mean wrongdoing should get a pass either.