29 F 28M boyfriend hinting at a proposal

I have been dating a guy for a little over a year. I have some concerns about this “relationship “, especially because he has kinda been hinting at a proposal and I don’t think we’re there yet. Honestly I haven’t dated a lot so this is a new experience for me. I want the marriage, the kids and all that comes with that, but I am unsure if I’m being too critical of him. I’m afraid that I am so desperate for a relationship that I’m am overlooking some pretty strong red flags. Also I’m know to overthink stuff , so maybe that it.So here’s the issue… 1.Hes not very affectionate. We haven’t even had sex. No, there is no religious reason. He still living with his parents, and I live in a smaller house and recently moved my mom in. But there has been plenty of opportunities including trips together and…Nothing 2. I make significantly more than him.This one bothers me because I feel he just does not have the life experience. He’s so dependent on his parents (who are pretty wealthy)and is used to what they have to offer him. I am concerned that he is going to be leeching off me instead of his parents. 3. He is so closed minded in his views. He has this “black and white” view of the world and sometimes can come off as being extremely judgmental. 4.There’s no spark! Is this something that only happens in the movies? At first I thought maybe it’s something that just needed time to build on, but it’s been 14 months and I still haven’t felt anything. 5. Whenever we have conversations about the future. It requires me moving closer to his family, which is about 1hr 30mins from my family. He uses his job as an excuse but he is just starting this job. My job is more flexible and I would be able to find something easily. Uprooting my life to go join his doesn’t seem like a good idea.I have my own house and a good job. He is just starting a new career and lives with his parents. It just feels like a lose-lose situation for me. What’s your take on this situation?