Taking a break next semester

so i’m just looking for advice on what to do next year. as of a couple of months ago, i got kicked out of my family home and am no longer in contact with my parent. i realise that living at home was so financially freeing, but it also came at the risk of my mental health and honestly i know i didn’t do as well as i wanted to this semester or even this year because of that. now i’m flatting and broke, but at least my mental health has improved. however i’ve gotten results back for a couple of classes and did not do well at all. on top of that, i have to repeat a paper for a third time which i’m unsure will be accepted now that some of my results have come in. i’m just really disappointed that i couldn’t push through for exams and stressed about what to do next. this is what is making me consider taking a break, because i know i can finish this degree, but i want to do it well and without the stress of financials. any advice?